Shopping for the Best Mortgage
Are You Looking For The Best Rate, Or The Best Mortgage?
Fact: Mortgage rates change regularly depending on numerous market conditions. Consider having someone on your side who regularly monitors these changes and understands when and why they happen.
You may see a rate advertised with a lender that's no longer available by the time you apply. What's more, certain rates are only available to clients with specific needs or credit qualifications. There's no way for you to know whether an advertised rate is what you'll end up getting.
Another consideration is that some mortgages with very low rates may not give you the options or flexibility you need. For more on this, read my article here about "No-Frills" Mortgages.
I have good news for you! By getting in touch with me, we can take time to sit down determine what may be the best mortgage for you through a free analysis of your situation, needs, and goals. This analysis will take into account rate and features. Once we know what your needs are, we'll shop the market and to find a mortgage product that will suit your needs. It's never as simple as choosing the lowest rate, so don't be afraid to "shop around" with the help of Ryan W. Smith.
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