Home Improvement

Leverage the equity you've built in your home to upgrade it.

Whether you're looking to increase your living space, make much needed repairs, or invest in energy efficient upgrades, home renovations can help improve your quality of life, all without moving.

Have you heard about the new "Purchase Plus Improvements" Mortgages I currently offer? This can be a great way to finance the renovations needed to turn your first home into your forever home, all at an extremely affordable rate. It's easy and fast! Call or email me today and we can discuss the details.

For more info, also visit My BLOG POST all about this awesome program!

Whatever the scope of your project, I am here to work with you to help you find cost effective financing options to help you achieve your renovation goals.

Lifestyle Renovations

Additions and remodels are a great way to incorporate new life and style to any home. And renovating may be a more practical and cost-efficient solution than moving, especially if you like where you live. From additions to increase kitchen, bedroom, or family room space to finishing the basement, or creating an outdoor living room, I can help.

Retrofit Projects

You can significantly reduce your energy consumption by retrofitting your existing home with high-tech insulating materials and heating equipment to make your home more comfortable and reduce your operating costs for years to come. Enjoy the benefits of your energy efficient home:

  • Increased comfort level
  • Lower operating costs
  • Increased equity/re-sale value
  • Reduced carbon footprint
  • Maintenance and Repair Renovations

While maintenance and repair renovations aren't really a choice - they are part of owning a home and protecting your investment. The renovations may also increase your equity and/or re-sale value.

Regardless of your reason, we're here to help you find the financing you need. Contact Ryan any time to learn more about your options.

Careful planning lets you get the most from your home renovation dollars:

  1. Set renovation goals that reflect your lifestyle and priorities. By defining your end goal, the contractors and tradespeople you hire will be able to deliver better results.
  2. Think about your current and future needs so the renovation choices you make today will accommodate your future lifestyle changes.
  3. Create a wish list which includes things that must be included in the project as well as other items you would like to include, if your budget allows. 
  4. When you renovate your home, you should have your planning decisions made before the work begins. Whether you're renovating to improve your living space, or making necessary repairs to your home, careful planning will help you get the most out of your home renovation dollars.

For the most current up-to-date information on Mortgages and Real Estate in Kamloops and the BC interior, please 'Like' us on Facebook, Visit us on Google+, Twitter, Pinterest and Subscribe to our Blog.

Our office can be found at:

Ryan W. Smith - Mortgage Broker
Mortgage West
242 Victoria Street, Suite 207, Kamloops BC.
Phone: 250.682.0908

Our regular office hours are:

Monday - Friday, 8:30AM - 5:00PM