Credit Issues

Got Credit Issues?

Owning your own home doesn't have to be a dream. Your Canadian credit rating is an important factor when applying for a mortgage loan. Don't know your Credit Score? Contact Ryan today for a FREE Pre-Qualification appointment and credit consultation!

Generally speaking, the better your rating, the more options you may have available to you.

However, a less than perfect credit rating doesn't always have to mean the difference between owning and not owning a home. While financing may be more difficult to secure, I am extremely familiar with many types of financing, and have worked with individuals with all types of credit backgrounds.

By sitting down together and discussing your current financial situation, you may be pleasantly surprised that owning your own home isn't out of your reach. Our goal is to help you achieve your dream of home ownership, through whichever solutions are right for you.

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Our office can be found at:

Ryan W. Smith - Mortgage Broker
Mortgage West
242 Victoria Street, Suite 207, Kamloops BC.
Phone: 250.682.0908

Our regular office hours are:

Monday - Friday, 8:30AM - 5:00PM